«Barqaror» loan
Revolving credit under the General Agreement for legal entities
Indicator | Value/Description |
Client Segmentation | Business entities |
Requirements for a Good Credit History | No overdue debt; • No outstanding balances on loans subject to legal claims, including principal and interest amounts transferred to off-balance sheet accounts; • Credit Information Analysis Center (KIAC) score above 200 points; • No active loans classified as "unsatisfactory," "doubtful," or "hopeless"; • No overdue credit debt from affiliated enterprises in the system of JSC “Garant bank”. |
Loan Amount | Within the limit allocated based on the General Agreement. |
Loan Term | Duration of the General Agreement – up to 36 months; Duration of individual loan agreement terms – up to 12 months. (When a new loan is provided to the client within the allocated limit, full repayment of previously issued loans is not required.) |
Grace Period | Within individual loan agreements – up to 3 months. |
Purpose of the loan | To replenish working capital under the General Agreement. |
Minimum Interest Rate on the Loan | 28 % |
Permissible Types of Collateral | 1. Cash funds. 2. Real estate. 3. Vehicles with an operation period of no more than 5 years. |
Мы были бы признательны, если вы согласитесь пройти небольшой опрос, чтобы мы могли улучшить условия и сделать наш сервис еще более удобным для вас. Ваше мнение очень важно для нас.
С уважением, Garant bank.