Updated: 20-01-2023

«Barqaror» loan

Revolving credit under the General Agreement for legal entities

«Barqaror» loan
  • 28 %
    interest rate
  • up to 36 months
    loan term
IndicatorValue/Description  
Client SegmentationBusiness entities
Requirements for a Good Credit History No overdue debt; 
• No outstanding balances on loans subject to legal claims, including principal and interest amounts transferred to off-balance sheet accounts;
• Credit Information Analysis Center (KIAC) score above 200 points; 
• No active loans classified as "unsatisfactory," "doubtful," or "hopeless";
• No overdue credit debt from affiliated enterprises in the system of JSC “Garant bank”.
Loan AmountWithin the limit allocated based on the General Agreement.
Loan TermDuration of the General Agreement – up to 36 months;
Duration of individual loan agreement terms –  
up to 12 months.

(When a new loan is provided to the client within the allocated limit, full repayment of previously issued loans is not required.)
Grace Period  Within individual loan agreements – up to 3 months. 
Purpose of the loan  To replenish working capital under the General Agreement.
Minimum Interest Rate on the Loan 28 %
Permissible Types of Collateral1. Cash funds.  
2. Real estate.  
3. Vehicles with an operation period of no more than 5 years.
beta-версия

Опрос

Мы были бы признательны, если вы согласитесь пройти небольшой опрос, чтобы мы могли улучшить условия и сделать наш сервис еще более удобным для вас. Ваше мнение очень важно для нас.
С уважением, Garant bank.

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