Loan "Business"
Working capital replenishment loan for legal entities
Indicator | Value/Description | ||
Loan for Business entities | |||
Key Requirements for Loan Issuance | 1. Presence of a primary or secondary account in the system of JSC "Garant bank"; 2. Good credit history; 3. Fully formed authorized capital by the founders within the timeframe stipulated by law; 4. Financial performance report (Form No. 2) reflecting no losses for the latest reporting period (annual or quarterly); 5. Availability of own working capital without a negative indicator; 6. No debt in File No. 2; 7. No funds subject to enforcement proceedings initiated by the Executive Bureau. | ||
Loan Amount | Depending on the project size | ||
Loan Term | Up to 18 months | ||
Grace Period | Up to 3 months | ||
Loan Purpose | Working capital replenishment | ||
Loan Currency | National currency (UZS) | ||
Lending Form | Through transfer of funds to the pledgor | ||
Minimum Interest Rate on the Loan | Loan Term | Grace Period | Annual Interest Rate |
Up to 12 months | - | 27% | |
Up to 18 months | Up to 3 months | 28% | |
Loan Collateral | Not less than 125% of the loan amount (130% for affiliated persons). | ||
Permissible Types of Collateral | 1. Cash; 2. Movable and immovable property; 3. Vehicles manufactured within the last 5 years; 4. Third-party guarantee (not exceeding 25% of the total collateral); 5. Insurance policy against the risk of loan default (not exceeding 25% of the total collateral); 6. Other types of collateral not prohibited by law and the bank’s current credit policy. | ||
Permissible Types of Collateral | 1. Cash funds. 2. Real estate. 3. Vehicles with an operation period of no more than 5 years. |
Мы были бы признательны, если вы согласитесь пройти небольшой опрос, чтобы мы могли улучшить условия и сделать наш сервис еще более удобным для вас. Ваше мнение очень важно для нас.
С уважением, Garant bank.