Loan «Optima»
Inappropriate provision of loans to legal entities (with the exception of individual entrepreneurs)
Inappropriate provision of loans to legal entities (with the exception of individual entrepreneurs)
Indicator | Value/Description |
Loan for business entities | |
Key Requirements for Loan Issuance | 1. Presence of a primary or secondary account in the system of JSC "Garant bank"; 2. Good credit history; 3. Fully formed authorized capital by the founders within the timeframe stipulated by law; 4. Financial performance report (Form No. 2) reflecting no losses for the latest reporting period (annual or quarterly); 5. Availability of own working capital without a negative indicator; 6. No debt in File No. 2; 7. No funds subject to enforcement proceedings initiated by the Executive Bureau. |
Loan Amount | Up to 6,000,000,000 (six billion) sums |
Loan Term | Up to 36 months |
Grace Period | Up to 6 months |
Loan Purpose | The principle of targeted use is not applied |
Loan Currency | National currency (UZS) |
Lending Form | Credited to the client’s primary or secondary account opened in the JSC “Garant bank” system via transfer or cash withdrawal from the bank’s cashier. |
Minimum Interest Rate on the Loan | 28 % |
Loan Collateral | At least 125% of the loan amount (130% for affiliated persons) |
Permissible Types of Collateral | 1. Cash; 2. Movable and immovable property; 3. Vehicles manufactured no more than 5 years ago. |
Мы были бы признательны, если вы согласитесь пройти небольшой опрос, чтобы мы могли улучшить условия и сделать наш сервис еще более удобным для вас. Ваше мнение очень важно для нас.
С уважением, Garant bank.